{"id":562,"date":"2025-07-15T09:32:58","date_gmt":"2025-07-15T09:32:58","guid":{"rendered":"https:\/\/piadvisory.net\/?p=562"},"modified":"2025-07-15T14:08:04","modified_gmt":"2025-07-15T14:08:04","slug":"transforma-aqui-linha-financiamento-desenvolvimento-industrial-meio-rural","status":"publish","type":"post","link":"https:\/\/piadvisory.net\/pt\/transforma-aqui-linha-financiamento-desenvolvimento-industrial-meio-rural\/","title":{"rendered":"TRANSFORMA AQUI &#8211; Linha de Financiamento para o Desenvolvimento Industrial no Meio Rural"},"content":{"rendered":"<h5 style=\"text-align: right;\"><strong>14 de Julho de 2025<\/strong><\/h5>\n<h5 style=\"text-align: right;\"><strong>Angola<\/strong><\/h5>\n<p>&nbsp;<\/p>\n<p style=\"font-weight: 400;\"><strong>SOBRE O PROGRAMA<\/strong><\/p>\n<p style=\"font-weight: 400;\">O \u201cTransforma Aqui\u201d \u00e9 um produto financeiro operacionalizado pelo Fundo de Apoio ao Desenvolvimento Agr\u00e1rio (FADA), no \u00e2mbito do Programa de Fomento das Pequenas Ind\u00fastrias no Meio Rural, sob coordena\u00e7\u00e3o do Minist\u00e9rio da Ind\u00fastria e Com\u00e9rcio (MINDCOM).<\/p>\n<p style=\"font-weight: 400;\">O objectivo central \u00e9 apoiar a instala\u00e7\u00e3o, revitaliza\u00e7\u00e3o e moderniza\u00e7\u00e3o de pequenas unidades industriais localizadas em zonas com produ\u00e7\u00e3o agr\u00edcola comprovada, promovendo o desenvolvimento rural, a gera\u00e7\u00e3o de emprego e o aumento da transforma\u00e7\u00e3o agroalimentar nacional.<\/p>\n<p style=\"font-weight: 400;\"><strong>OBJECTIVOS DO FINANCIAMENTO<\/strong><\/p>\n<ul style=\"font-weight: 400;\">\n<li>Promover cadeias de valor agroindustriais;<\/li>\n<li>Incentivar a cria\u00e7\u00e3o de pequenas unidades industriais transformadoras;<\/li>\n<li>Apoiar o relan\u00e7amento de unidades industriais actualmente inactivas;<\/li>\n<li>Estimular a transforma\u00e7\u00e3o local da produ\u00e7\u00e3o agr\u00edcola;<\/li>\n<li>Refor\u00e7ar a seguran\u00e7a alimentar e a industrializa\u00e7\u00e3o inclusiva.<\/li>\n<\/ul>\n<p style=\"font-weight: 400;\"><strong>BENEFICI\u00c1RIOS ELEG\u00cdVEIS<\/strong><\/p>\n<ul style=\"font-weight: 400;\">\n<li>Micro, Pequenas e M\u00e9dias Empresas com mais de 1 ano de actividade no sector agr\u00edcola ou industrial, certificadas pelo INAPEM;<\/li>\n<li>Startups com capacidade t\u00e9cnica e administrativa para implementar projectos agroindustriais;<\/li>\n<li>Empresas com projectos situados em zonas de produ\u00e7\u00e3o agr\u00edcola, parques industriais rurais ou polos industriais.<\/li>\n<\/ul>\n<p style=\"font-weight: 400;\"><strong>MONTANTES FINANCI\u00c1VEIS<\/strong><\/p>\n<table style=\"font-weight: 400;\">\n<thead>\n<tr>\n<td><strong>Categoria Empresarial<\/strong><\/td>\n<td><strong>Valor M\u00e1ximo do Financiamento<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Microempresa<\/td>\n<td>At\u00e9 Kz 250.000.000<\/td>\n<\/tr>\n<tr>\n<td>Pequena Empresa<\/td>\n<td>At\u00e9 Kz 400.000.000<\/td>\n<\/tr>\n<tr>\n<td>M\u00e9dia Empresa<\/td>\n<td>At\u00e9 Kz 800.000.000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"font-weight: 400;\"><strong>FINALIDADES ELEG\u00cdVEIS<\/strong><\/p>\n<ol>\n<li style=\"font-weight: 400;\"><strong> Infra-estruturas industriais<\/strong><br \/>\nConstru\u00e7\u00e3o e reabilita\u00e7\u00e3o de unidades de produ\u00e7\u00e3o.<\/li>\n<li style=\"font-weight: 400;\"><strong> Conserva\u00e7\u00e3o e transforma\u00e7\u00e3o de prote\u00edna animal<\/strong><br \/>\nAbatedouros, centros de congela\u00e7\u00e3o e salga de carne.<\/li>\n<li style=\"font-weight: 400;\"><strong> Processamento agr\u00edcola vegetal<\/strong><br \/>\nTransforma\u00e7\u00e3o e embalamento de frutas, hort\u00edcolas e cereais.<\/li>\n<li style=\"font-weight: 400;\"><strong> Beneficiamento de oleaginosas e leguminosas<\/strong><br \/>\nIncluindo processos como secagem, descasque, extrus\u00e3o, refinamento, engarrafamento e embalamento.<\/li>\n<li style=\"font-weight: 400;\"><strong> Produ\u00e7\u00e3o complementar<\/strong><br \/>\nUnidades de produ\u00e7\u00e3o de ra\u00e7\u00f5es e montagem de equipamentos de transforma\u00e7\u00e3o agr\u00edcola.<\/li>\n<li style=\"font-weight: 400;\"><strong> Outros sectores industriais<\/strong><br \/>\nIncluindo lactic\u00ednios, caf\u00e9, cacau, palmares, cana-de-a\u00e7\u00facar e outros produtos integrados em cadeias de valor agroindustriais.<\/li>\n<\/ol>\n<p style=\"font-weight: 400;\"><strong>FINALIDADES EXCLU\u00cdDAS<\/strong><\/p>\n<p style=\"font-weight: 400;\">A linha de financiamento <strong>n\u00e3o contempla<\/strong>:<\/p>\n<ul style=\"font-weight: 400;\">\n<li>Apoio \u00e0 tesouraria para empresas j\u00e1 em actividade;<\/li>\n<li>Financiamento para a importa\u00e7\u00e3o de mat\u00e9rias-primas.<\/li>\n<\/ul>\n<p style=\"font-weight: 400;\"><strong>CONDI\u00c7\u00d5ES FINANCEIRAS<\/strong><\/p>\n<table style=\"font-weight: 400;\">\n<tbody>\n<tr>\n<td width=\"214\"><strong>Condi\u00e7\u00e3o<\/strong><\/td>\n<td width=\"315\"><strong>Par\u00e2metros<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"214\" data-ogsb=\"rgb(242, 242, 242)\"><strong><span data-ogsc=\"black\">Taxa de Juro<\/span><\/strong><\/td>\n<td width=\"315\" data-ogsb=\"rgb(242, 242, 242)\"><span data-ogsc=\"black\">At\u00e9 7% ao ano<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"214\"><strong>Prazo M\u00e1ximo<\/strong><\/td>\n<td width=\"315\">At\u00e9 84 meses<\/td>\n<\/tr>\n<tr>\n<td width=\"214\" data-ogsb=\"rgb(242, 242, 242)\"><strong><span data-ogsc=\"black\">Car\u00eancia<\/span><\/strong><\/td>\n<td width=\"315\" data-ogsb=\"rgb(242, 242, 242)\"><span data-ogsc=\"black\">At\u00e9 24 meses (capital e juros)<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"214\"><strong>Reembolso<\/strong><\/td>\n<td width=\"315\">Em moeda corrente, mensal e\/ou trimestral<\/td>\n<\/tr>\n<tr>\n<td width=\"214\" data-ogsb=\"rgb(242, 242, 242)\"><strong><span data-ogsc=\"black\">Comiss\u00e3o de Abertura<\/span><\/strong><\/td>\n<td width=\"315\" data-ogsb=\"rgb(242, 242, 242)\"><span data-ogsc=\"black\">1% sobre o valor financiado<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"214\"><strong>Encargos Adicionais<\/strong><\/td>\n<td width=\"315\">IVA (14%), Imposto de Selo (0,2%), Seguros aplic\u00e1veis<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"font-weight: 400;\"><strong>Capital Pr\u00f3prio M\u00ednimo<\/strong><\/p>\n<table style=\"font-weight: 400;\">\n<tbody>\n<tr>\n<td><strong>Valor do Financiamento<\/strong><\/td>\n<td><strong>Participa\u00e7\u00e3o do Promotor<\/strong><\/td>\n<\/tr>\n<tr>\n<td data-ogsb=\"rgb(242, 242, 242)\"><strong><span data-ogsc=\"black\">At\u00e9 Kz 100.000.000<\/span><\/strong><\/td>\n<td data-ogsb=\"rgb(242, 242, 242)\"><span data-ogsc=\"black\">Isento<\/span><\/td>\n<\/tr>\n<tr>\n<td><strong>De Kz 101.000.000 a 250.000.000<\/strong><\/td>\n<td>M\u00ednimo 5%<\/td>\n<\/tr>\n<tr>\n<td data-ogsb=\"rgb(242, 242, 242)\"><strong><span data-ogsc=\"black\">Acima de Kz 250.000.000<\/span><\/strong><\/td>\n<td data-ogsb=\"rgb(242, 242, 242)\"><span data-ogsc=\"black\">M\u00ednimo 10%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"font-weight: 400;\"><strong>DOCUMENTA\u00c7\u00c3O NECESS\u00c1RIA<\/strong><\/p>\n<ul style=\"font-weight: 400;\">\n<li>Acta deliberativa da empresa;<\/li>\n<li>C\u00f3pia do BI dos representantes legais e c\u00f4njuges;<\/li>\n<li>Certid\u00e3o do Registo Comercial (at\u00e9 90 dias);<\/li>\n<li>Certid\u00f5es do INSS e da AGT;<\/li>\n<li>NIF da empresa;<\/li>\n<li>Plano de neg\u00f3cios e estudo de viabilidade t\u00e9cnico-econ\u00f3mica;<\/li>\n<li>T\u00edtulo de concess\u00e3o ou contrato de uso da terra;<\/li>\n<li>Facturas proforma.<\/li>\n<\/ul>\n<p style=\"font-weight: 400;\"><strong>CONDI\u00c7\u00d5ES DE DESEMBOLSO<\/strong><\/p>\n<ul style=\"font-weight: 400;\">\n<li>Mediante assinatura de contrato e cumprimento de condi\u00e7\u00f5es precedentes;<\/li>\n<li>Os valores s\u00e3o pagos directamente a fornecedores com opera\u00e7\u00e3o no mercado nacional;<\/li>\n<li>A apresenta\u00e7\u00e3o de facturas proforma \u00e9 obrigat\u00f3ria.<\/li>\n<\/ul>\n<p style=\"font-weight: 400;\"><strong>APOIO DA PI ADVISORY<\/strong><\/p>\n<p style=\"font-weight: 400;\">A PI Advisory presta apoio t\u00e9cnico completo nas seguintes fases:<\/p>\n<ol style=\"font-weight: 400;\">\n<li>Estrutura\u00e7\u00e3o e an\u00e1lise do projecto;<\/li>\n<li>Elabora\u00e7\u00e3o do plano de neg\u00f3cios e modelo financeiro;<\/li>\n<li>Submiss\u00e3o da candidatura e negocia\u00e7\u00e3o com o FADA;<\/li>\n<li>Acompanhamento da execu\u00e7\u00e3o e reporte.<\/li>\n<\/ol>\n<p style=\"font-weight: 400;\">Com experi\u00eancia em mais de 350 projectos e actua\u00e7\u00e3o transversal em sectores estrat\u00e9gicos, a PI Advisory garante suporte t\u00e9cnico rigoroso para acesso a financiamento e execu\u00e7\u00e3o eficiente.<\/p>\n<p style=\"font-weight: 400;\"><strong>CONTACTOS<\/strong><\/p>\n<p style=\"font-weight: 400;\"><strong>PI Advisory<\/strong><br \/>\nEmail: <span data-ogsc=\"\">info@piadvisory.net<\/span><br \/>\nTel.: <span data-ogsc=\"\">+244 931 328 419<\/span><\/p>\n<p>&nbsp;<\/p>\n<table style=\"height: 128px;\" width=\"1395\">\n<tbody>\n<tr>\n<td width=\"301\">\n<p style=\"text-align: left;\"><strong>Maurilson Ramos<\/strong><\/p>\n<p style=\"text-align: left;\"><strong>Partner | Head of Advisory<\/strong><\/p>\n<p style=\"text-align: left;\"><a href=\"mailto:mspr@piadvisory.net\"><strong>mspr@piadvisory.net<\/strong><\/a><\/p>\n<\/td>\n<td width=\"301\">\n<p style=\"text-align: right;\"><strong>Sim\u00e3o Nunes<\/strong><\/p>\n<p style=\"text-align: right;\"><strong>Manager | Business Support &amp; Outsourcing<\/strong><\/p>\n<p style=\"text-align: right;\"><a href=\"\/pt\/sjn@piadvisory.net\/\"><strong>sjn@piadvisory.net<\/strong><\/a><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>14 de Julho de 2025 Angola &nbsp; SOBRE O PROGRAMA O \u201cTransforma Aqui\u201d \u00e9 um produto financeiro operacionalizado pelo Fundo de Apoio ao Desenvolvimento Agr\u00e1rio (FADA),<span class=\"excerpt-hellip\"> [\u2026]<\/span><\/p>","protected":false},"author":2,"featured_media":563,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"image","meta":{"footnotes":""},"categories":[72],"tags":[8,50,48,46,41,38],"class_list":["post-562","post","type-post","status-publish","format-image","has-post-thumbnail","hentry","category-corporate-finance","tag-angola","tag-esg","tag-melhores-praticas","tag-planeamento-estrategico","tag-pmes","tag-sustentabilidade","post_format-post-format-image"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.4 - 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